Pramerica Life RockSolid Future

We all want our tomorrow to be better than our today, whether it is for us or for our spouses, children or senior dependants. But a better life and a better lifestyle for future can only be achieved if you plan and take action for it today. While the future is unpredictable, escalating inflation and expenses are a certainty. Therefore, you need a life insurance plan that ensures that your plans for your future remain Rock Solid even in the face of uncertainty.

Presenting Pramerica Life RockSolid Future, A Non-Linked Non-Participating Individual Savings Life Insurance Plan. A plan designed to help you achieve your vision of a Rock Solid future, be it fulfilling your dreams, building a fortune or planning your retirement income.


UIN: 140N089V02

Reasons to buy this plan

  • Guaranteed benefits.
  • Choice of four plan options as per need.
  • Option to receive benefits as Lumpsum or as Income.
  • Get enhanced protection through Family Income Builder option and Dream Builder option.
  • Tax benefits as per prevailing income tax laws.

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Key Features

Know about this plan

Plan Benefit

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INCOME

Maturity Benefit

Provided all due premiums are paid in full, upon survival of the Life Insured till the end of the Policy Term, You shall receive Guaranteed Income Benefit in arrears from the end of the Policy Term for the chosen income period along with Guaranteed Lumpsum Benefit at the end of income period.

Provided all due premiums are paid in full, upon survival of the Life Insured till the end of the Policy Term, You shall receive Guaranteed Income Benefit in arrears from the end of the Policy Term for the chosen income period along with Guaranteed Lumpsum Benefit at the end of income period.

  • Guaranteed Income Benefit: Expressed as a percentage of Annualized Premium varying basis age at entry, PPT, PT, Income Period, gender and Premium Band.
  • Guaranteed Lumpsum Benefit: Along with the last Income payout, you shall receive a Guaranteed Lumpsum Benefit, which is expressed as a percentage of Total Premiums paid (excluding modal loading)* as shown in the table below.

Premium Payment Term 5 6 7 8 9 10 11 12
Guaranteed Lumpsum Benefit (% of Total Premiums Paid) 110% 110% 120% 120% 130% 130% 150% 150%

 

On the maturity date, the policyholder shall have an option to receive the Guaranteed Sum Assured on Maturity, which under these options shall be present value of the future payouts, discounted at a rate of 8.50% p.a. This rate is not guaranteed, however, any change shall be subject to IRDAI’s approval and shall be applicable to policies sold after the date of change.

 

At any time during the income period, the policyholder/nominee shall have an option to receive a lumpsum value instead of the future payouts which shall be the present value of the future payouts, discounted at the then prevailing 30yr Gsec rate + 2%.

Death Benefit

In the unfortunate event of death of the Life Insured during the Policy Term while the policy is in-force on the date of death, the beneficiary shall receive the death benefit which shall be highest of:

In the unfortunate event of death of the Life Insured during the Policy Term while the policy is in-force on the date of death, the beneficiary shall receive the death benefit which shall be highest of:

 

  • Sum Assured on Death^ (or)
  • 105% of the Total Premiums paid* till the date of death for Regular/ Limited Pay Policies(or)
  • Surrender Value as on date of death$

Upon the payment of death benefit, the policy shall terminate and no further benefits shall be payable.

 

#Annualized premium shall be the premium payable in a policy year chosen by the policyholder, excluding the taxes, rider premiums, underwriting extra premiums and loadings for modal premiums, if any. Total Annualized Premiums payable is the sum total of annualized premium for the entire premium payment term as per the policy contract.

 

*Total Premiums paid means total of all the premiums received, excluding any underwriting extra, any rider premium and taxes.

 

$For the purpose of death benefit calculations, SSV factors, applicable at inception of the policy, are guaranteed throughout the policy term and would not change for existing business

 

^Sum Assured on Death is defined as 11 times Annualized Premium in case of Limited/Regular Pay and 1.25 times Single Premium in case of Single Pay

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INCOME WITH LUMP SUM

Maturity Benefit

Provided all due premiums are paid in full, upon survival of the Life Insured till the end of the Policy Term, You shall receive Guaranteed Income Benefit in arrears from the end of the Policy Term for the chosen income period along with Guaranteed Lumpsum Benefit at the end of income period.

Provided all due premiums are paid in full, upon survival of the Life Insured till the end of the Policy Term, You shall receive Guaranteed Income Benefit in arrears from the end of the Policy Term for the chosen income period along with Guaranteed Lumpsum Benefit at the end of income period.

  • Guaranteed Income Benefit: Expressed as a percentage of Annualized Premium varying basis age at entry, PPT, PT, Income Period, gender and Premium Band.
  • Guaranteed Lumpsum Benefit: Along with the last Income payout, you shall receive a Guaranteed Lumpsum Benefit, which is expressed as a percentage of Total Premiums paid (excluding modal loading)* as shown in the table below.

Premium Payment Term 5 6 7 8 9 10 11 12
Guaranteed Lumpsum Benefit (% of Total Premiums Paid) 110% 110% 120% 120% 130% 130% 150% 150%

 

On the maturity date, the policyholder shall have an option to receive the Guaranteed Sum Assured on Maturity, which under these options shall be present value of the future payouts, discounted at a rate of 8.50% p.a. This rate is not guaranteed, however, any change shall be subject to IRDAI’s approval and shall be applicable to policies sold after the date of change.

 

At any time during the income period, the policyholder/nominee shall have an option to receive a lumpsum value instead of the future payouts which shall be the present value of the future payouts, discounted at the then prevailing 30yr Gsec rate + 2%.

Death Benefit

In the unfortunate event of death of the Life Insured during the Policy Term while the policy is in-force on the date of death, the beneficiary shall receive the death benefit which shall be highest of:

In the unfortunate event of death of the Life Insured during the Policy Term while the policy is in-force on the date of death, the beneficiary shall receive the death benefit which shall be highest of:

  • Sum Assured on Death^ (or)
  • 105% of the Total Premiums paid* till the date of death for Regular/ Limited Pay Policies

Additionally, the Company shall pay Guaranteed Income Benefit from the next month as per the chosen Income Payout Frequency post date of death till the end of the Income Period chosen at the outset along with Guaranteed Lumpsum Benefit at the end of Income Period to the nominee. The policy shall terminate on payment of Guaranteed Lumpsum Benefit and no further benefits shall be payable.

 

#Annualized premium shall be the premium payable in a policy year chosen by the policyholder, excluding the taxes, rider premiums, underwriting extra premiums and loadings for modal premiums, if any. Total Annualized Premiums payable is the sum total of annualized premium for the entire premium payment term as per the policy contract.

 

*Total Premiums paid means total of all the premiums received, excluding any underwriting extra, any rider premium and taxes.

 

$For the purpose of death benefit calculations, SSV factors, applicable at inception of the policy, are guaranteed throughout the policy term and would not change for existing business

 

^Sum Assured on Death is defined as 11 times Annualized Premium in case of Limited/Regular Pay and 1.25 times Single Premium in case of Single Pay

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INCOME WITH HIGH LUMP SUM

Maturity Benefit

Provided all due premiums are paid in full, upon survival till the end of the Policy Term, the policyholder shall receive Sum Assured on Maturity in Lumpsum which is equal to Guaranteed Maturity Benefit along with accrued Loyalty Boosters, (if any).

Provided all due premiums are paid in full, upon survival till the end of the Policy Term, the policyholder shall receive Sum Assured on Maturity in Lumpsum which is equal to Guaranteed Maturity Benefit along with accrued Loyalty Boosters, (if any).


Guaranteed Maturity Benefit is defined as:

  • For Other than Single Pay Policies: 75 percentage of Total Annualized Premiums# Payable by policyholder in case of Fortune Builder Option/ Dream Builder Option.
  • For Single Pay Policies: A percentage of Single Premium varying basis age at entry, PT, gender and Premium Band.

Loyalty Boosters is defined as a percentage of Total Annualized Premiums# Payable by policyholder in case of Fortune Builder Option/ Dream Builder Option and are applicable only for other than single pay Policies. Loyalty Boosters shall accrue uniformly at the end of every year from the third policy year till the end of the premium payment term, provided the policy is inforce and all due premiums have been paid.

Death Benefit

In the unfortunate event of death of the Life Insured during the Policy Term while the policy is in-force on the date of death, the beneficiary shall receive the death benefit which shall be highest of:

In the unfortunate event of death of the Life Insured during the Policy Term while the policy is in-force on the date of death, the beneficiary shall receive the death benefit which shall be highest of:

  • Sum Assured on Death^ (or)
  • 105% of the Total Premiums paid* till the date of death for Regular/ Limited Pay Policies (or)
  • Surrender Value as on date of death$

Upon the payment of death benefit, the policy shall terminate and no further benefits shall be payable.

 

#Annualized premium shall be the premium payable in a policy year chosen by the policyholder, excluding the taxes, rider premiums, underwriting extra premiums and loadings for modal premiums, if any. Total Annualized Premiums payable is the sum total of annualized premium for the entire premium payment term as per the policy contract.

 

*Total Premiums paid means total of all the premiums received, excluding any underwriting extra, any rider premium and taxes.

 

$For the purpose of death benefit calculations, SSV factors, applicable at inception of the policy, are guaranteed throughout the policy term and would not change for existing business

 

^Sum Assured on Death is defined as 11 times Annualized Premium in case of Limited/Regular Pay and 1.25 times Single Premium in case of Single Pay

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LUMP SUM

Maturity Benefit

Provided all due premiums are paid in full, upon survival till the end of the Policy Term, the policyholder shall receive Sum Assured on Maturity in Lumpsum which is equal to Guaranteed Maturity Benefit along with accrued Loyalty Boosters, (if any).

Provided all due premiums are paid in full, upon survival till the end of the Policy Term, the policyholder shall receive Sum Assured on Maturity in Lumpsum which is equal to Guaranteed Maturity Benefit along with accrued Loyalty Boosters, (if any).


Guaranteed Maturity Benefit is defined as:

  • For Other than Single Pay Policies: 75 percentage of Total Annualized Premiums# Payable by policyholder in case of Fortune Builder Option/ Dream Builder Option.
  • For Single Pay Policies: A percentage of Single Premium varying basis age at entry, PT, gender and Premium Band.

Loyalty Boosters is defined as a percentage of Total Annualized Premiums# Payable by policyholder in case of Fortune Builder Option/ Dream Builder Option and are applicable only for other than single pay Policies. Loyalty Boosters shall accrue uniformly at the end of every year from the third policy year till the end of the premium payment term, provided the policy is inforce and all due premiums have been paid.

Death Benefit

In the unfortunate event of death of the Life Insured during the Policy Term while the policy is in-force on the date of death, the beneficiary shall receive the death benefit which shall be highest of:

In the unfortunate event of death of the Life Insured during the Policy Term while the policy is in-force on the date of death, the beneficiary shall receive the death benefit which shall be highest of:

  • Sum Assured on Death^ (or)
  • 105% of the Total Premiums paid* till the date of death for Regular/ Limited Pay Policies

Additionally, the Company shall pay Guaranteed Maturity Benefit along with all Loyalty Boosters at the end of the policy term to the nominee.

 

Upon the payment of Guaranteed Maturity Benefit and Loyalty Boosters, the policy shall terminate and no further benefits shall be payable.

 

#Annualized premium shall be the premium payable in a policy year chosen by the policyholder, excluding the taxes, rider premiums, underwriting extra premiums and loadings for modal premiums, if any. Total Annualized Premiums payable is the sum total of annualized premium for the entire premium payment term as per the policy contract.

 

*Total Premiums paid means total of all the premiums received, excluding any underwriting extra, any rider premium and taxes.

 

$For the purpose of death benefit calculations, SSV factors, applicable at inception of the policy, are guaranteed throughout the policy term and would not change for existing business

 

^Sum Assured on Death is defined as 11 times Annualized Premium in case of Limited/Regular Pay and 1.25 times Single Premium in case of Single Pay

Eligibility Criteria

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INCOME

AGE AT ENTRY

Min

1 Yrs

Max

60 Yrs

MATURITY AGE

Min

18 Yrs

Max

75 Yrs

PREMIUM PAYING TERM (PPT)

Min

5Yrs

Max

12Yrs

POLICY TERM (PT)

Min

PPT

Max

PPT + 5 Yrs

INCOME PERIOD

  1. 10 Yrs
  2. 15 Yrs
  3. 20 Yrs
  4. 25 Yrs
  5. 30 Yrs
  6. 35 Yrs

INSTALLMENT PREMIUM

Minimum :

 

Single Annual Semi-annual Monthly
Rs. 30,000 Rs. 12,000 Rs. 6,120 Rs. 1,032

 

Maximum: No Limit (subject to Board Approved Underwriting Policy)

All reference to age are based on age as on the last birthday. Substandard lives may also be covered subject to Board Approved Underwriting Policy and with any extra Premium, if applicable. Taxes as applicable will be charged over and above the quoted Premium.

 

Boundary conditions for policies sourced through point of sales person:

Only Income Builder and Fortune Builder Option shall be available for Point of Sales Person (POSP) channel. There will be no medical underwriting for policies sourced through POSP channel.

 

Eligibility Criteria for POSP channel:

 

 

AGE AT ENTRY

Min

1 Yrs

Max

50 Yrs

MATURITY AGE

Min

18 Yrs

Max

65 Yrs

PREMIUM PAYING TERM (PPT)

Min

5 Yrs

Max

12 Yrs

POLICY TERM (PT)

Min

PPT

Max

PPT + 5 Yrs

INCOME PERIOD

  1. 10 Yrs
  2. 15 Yrs
  3. 20 Yrs
  4. 25 Yrs
  5. 30 Yrs
  6. 35 Yrs

INSTALLMENT PREMIUM

Minimum:

 

Single Annual Semi-annual Monthly
Rs.30,000 Rs.12,000 Rs.6,120 Rs.1,032

 

Maximum: Corresponding to maximum Sum assured on Death of Rs. 25 lakhs on Death

Premium Bands

 

Band Band 1 Band 2 Band 3 Band 4
Annualized Premium# (in Rs.) Less than 50,000 50,000 to 99,999 1,00,000 to 1,99,999 2,00,000 & above

 

#Annualized premium shall be the premium payable in a policy year chosen by the policyholder, excluding the taxes, rider premiums, underwriting extra premiums and loadings for modal premiums, if any. Total Annualized Premiums payable is the sum total of annualized premium for the entire premium payment term as per the policy contract.

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INCOME WITH LUMP SUM

AGE AT ENTRY

Min

18 Yrs

Max

50 Yrs

MATURITY AGE

Min

23 Yrs

Max

67 Yrs

PREMIUM PAYING TERM (PPT)

Min

5Yrs

Max

12Yrs

POLICY TERM (PT)

Min

PPT

Max

PPT + 5 Yrs

INCOME PERIOD

  1. 10 Yrs
  2. 15 Yrs
  3. 20 Yrs
  4. 25 Yrs
  5. 30 Yrs
  6. 35 Yrs

INSTALLMENT PREMIUM

Minimum :

 

Single Annual Semi-annual Monthly
Rs. 30,000 Rs. 12,000 Rs. 6,120 Rs. 1,032

 

Maximum: No Limit (subject to Board Approved Underwriting Policy)

All reference to age are based on age as on the last birthday. Substandard lives may also be covered subject to Board Approved Underwriting Policy and with any extra Premium, if applicable. Taxes as applicable will be charged over and above the quoted Premium.

 

Premium Bands

 

Band Band 1 Band 2 Band 3 Band 4
Annualized Premium# (in Rs.) Less than 50,000 50,000 to 99,999 1,00,000 to 1,99,999 2,00,000 & above

 

#Annualized premium shall be the premium payable in a policy year chosen by the policyholder, excluding the taxes, rider premiums, underwriting extra premiums and loadings for modal premiums, if any. Total Annualized Premiums payable is the sum total of annualized premium for the entire premium payment term as per the policy contract.

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INCOME WITH HIGH LUMP SUM

AGE AT ENTRY

For 5 PPT

91 days to 55 Yrs

For other than 5 PPT

91 days to 60 Yrs

MATURITY AGE

Min

18 Yrs

Max

75 Yrs

PREMIUM PAYING TERM (PPT)

Single Pay

One Time

Limited Pay

5 to 12 Yrs

POLICY TERM (PT)

Single Pay

10 to 20 Yrs

Limited Pay

PPT + 5 Yrs to 30 Yrs

INCOME PERIOD

NA

INSTALLMENT PREMIUM

Minimum :

 

Single Annual Semi-annual Monthly
Rs. 30,000 Rs. 12,000 Rs. 6,120 Rs. 1,032

 

Maximum: No Limit (subject to Board Approved Underwriting Policy)

All reference to age are based on age as on the last birthday. Substandard lives may also be covered subject to Board Approved Underwriting Policy and with any extra Premium, if applicable. Taxes as applicable will be charged over and above the quoted Premium.

 

Boundary conditions for policies sourced through point of sales person:

Only Income Builder and Fortune Builder Option shall be available for Point of Sales Person (POSP) channel. There will be no medical underwriting for policies sourced through POSP channel.

 

Eligibility Criteria for POSP channel:

 

 

AGE AT ENTRY

Min

91 Yrs

Max

50 Yrs

MATURITY AGE

Min

18 Yrs

Max

65 Yrs

PREMIUM PAYING TERM (PPT)

Signle Pay

One Time

Limited Pay

5 to 12 Yrs

POLICY TERM (PT)

Single Pay

10 to 20 Yrs

Limited Pay

PPT + 5 Yrs to 20 Yrs

INCOME PERIOD

NA

INSTALLMENT PREMIUM

Minimum:

 

Single Annual Semi-annual Monthly
Rs.30,000 Rs.12,000 Rs.6,120 Rs.1,032

 

Maximum: Corresponding to maximum Sum assured on Death of Rs. 25 lakhs on Death

Premium Bands

 

Band Band 1 Band 2 Band 3 Band 4
Annualized Premium# (in Rs.) Less than 50,000 50,000 to 99,999 1,00,000 to 1,99,999 2,00,000 & above

 

#Annualized premium shall be the premium payable in a policy year chosen by the policyholder, excluding the taxes, rider premiums, underwriting extra premiums and loadings for modal premiums, if any. Total Annualized Premiums payable is the sum total of annualized premium for the entire premium payment term as per the policy contract.

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LUMP SUM

AGE AT ENTRY

Min

18 Yrs

Max

50 Yrs

MATURITY AGE

Min

28 Yrs

Max

75 Yrs

PREMIUM PAYING TERM (PPT)

Min

5 Yrs

Max

12 Yrs

POLICY TERM (PT)

Min

PPT + 5 Yrs

Max

30 Yrs

INCOME PERIOD

NA

INSTALLMENT PREMIUM

Minimum :

 

Single Annual Semi-annual Monthly
Rs. 30,000 Rs. 12,000 Rs. 6,120 Rs. 1,032

 

Maximum: No Limit (subject to Board Approved Underwriting Policy)

All reference to age are based on age as on the last birthday. Substandard lives may also be covered subject to Board Approved Underwriting Policy and with any extra Premium, if applicable. Taxes as applicable will be charged over and above the quoted Premium.

 

Premium Bands

 

Band Band 1 Band 2 Band 3 Band 4
Annualized Premium# (in Rs.) Less than 50,000 50,000 to 99,999 1,00,000 to 1,99,999 2,00,000 & above

 

#Annualized premium shall be the premium payable in a policy year chosen by the policyholder, excluding the taxes, rider premiums, underwriting extra premiums and loadings for modal premiums, if any. Total Annualized Premiums payable is the sum total of annualized premium for the entire premium payment term as per the policy contract.

Downloads

Brochure

T&C RockSolid Future

T&C RockSolid Future (POS)

Guaranteed Survival Benefit & Loyalty Addition Rates -
Pramerica Life RockSolid Future

Maturity Benefit

Provided all due premiums are paid in full, upon survival of the Life Insured till the end of the Policy Term, You shall receive Guaranteed Income Benefit in arrears from the end of the Policy Term for the chosen income period along with Guaranteed Lumpsum Benefit at the end of income period.

Provided all due premiums are paid in full, upon survival of the Life Insured till the end of the Policy Term, You shall receive Guaranteed Income Benefit in arrears from the end of the Policy Term for the chosen income period along with Guaranteed Lumpsum Benefit at the end of income period.

  • Guaranteed Income Benefit: Expressed as a percentage of Annualized Premium varying basis age at entry, PPT, PT, Income Period, gender and Premium Band.
  • Guaranteed Lumpsum Benefit: Along with the last Income payout, you shall receive a Guaranteed Lumpsum Benefit, which is expressed as a percentage of Total Premiums paid (excluding modal loading)* as shown in the table below.

Premium Payment Term 5 6 7 8 9 10 11 12
Guaranteed Lumpsum Benefit (% of Total Premiums Paid) 110% 110% 120% 120% 130% 130% 150% 150%

 

On the maturity date, the policyholder shall have an option to receive the Guaranteed Sum Assured on Maturity, which under these options shall be present value of the future payouts, discounted at a rate of 8.50% p.a. This rate is not guaranteed, however, any change shall be subject to IRDAI’s approval and shall be applicable to policies sold after the date of change.

 

At any time during the income period, the policyholder/nominee shall have an option to receive a lumpsum value instead of the future payouts which shall be the present value of the future payouts, discounted at the then prevailing 30yr Gsec rate + 2%.

Death Benefit

In the unfortunate event of death of the Life Insured during the Policy Term while the policy is in-force on the date of death, the beneficiary shall receive the death benefit which shall be highest of:

In the unfortunate event of death of the Life Insured during the Policy Term while the policy is in-force on the date of death, the beneficiary shall receive the death benefit which shall be highest of:

 

  • Sum Assured on Death^ (or)
  • 105% of the Total Premiums paid* till the date of death for Regular/ Limited Pay Policies(or)
  • Surrender Value as on date of death$

Upon the payment of death benefit, the policy shall terminate and no further benefits shall be payable.

 

#Annualized premium shall be the premium payable in a policy year chosen by the policyholder, excluding the taxes, rider premiums, underwriting extra premiums and loadings for modal premiums, if any. Total Annualized Premiums payable is the sum total of annualized premium for the entire premium payment term as per the policy contract.

 

*Total Premiums paid means total of all the premiums received, excluding any underwriting extra, any rider premium and taxes.

 

$For the purpose of death benefit calculations, SSV factors, applicable at inception of the policy, are guaranteed throughout the policy term and would not change for existing business

 

^Sum Assured on Death is defined as 11 times Annualized Premium in case of Limited/Regular Pay and 1.25 times Single Premium in case of Single Pay

AGE AT ENTRY

Min

1 Yrs

Max

60 Yrs

MATURITY AGE

Min

18 Yrs

Max

75 Yrs

PREMIUM PAYING TERM (PPT)

Min

5Yrs

Max

12Yrs

POLICY TERM (PT)

Min

PPT

Max

PPT + 5 Yrs

INCOME PERIOD

  1. 10 Yrs
  2. 15 Yrs
  3. 20 Yrs
  4. 25 Yrs
  5. 30 Yrs
  6. 35 Yrs

INSTALLMENT PREMIUM

Minimum :

 

Single Annual Semi-annual Monthly
Rs. 30,000 Rs. 12,000 Rs. 6,120 Rs. 1,032

 

Maximum: No Limit (subject to Board Approved Underwriting Policy)

All reference to age are based on age as on the last birthday. Substandard lives may also be covered subject to Board Approved Underwriting Policy and with any extra Premium, if applicable. Taxes as applicable will be charged over and above the quoted Premium.

 

Boundary conditions for policies sourced through point of sales person:

Only Income Builder and Fortune Builder Option shall be available for Point of Sales Person (POSP) channel. There will be no medical underwriting for policies sourced through POSP channel.

 

Eligibility Criteria for POSP channel:

 

 

AGE AT ENTRY

Min

1 Yrs

Max

50 Yrs

MATURITY AGE

Min

18 Yrs

Max

65 Yrs

PREMIUM PAYING TERM (PPT)

Min

5 Yrs

Max

12 Yrs

POLICY TERM (PT)

Min

PPT

Max

PPT + 5 Yrs

INCOME PERIOD

  1. 10 Yrs
  2. 15 Yrs
  3. 20 Yrs
  4. 25 Yrs
  5. 30 Yrs
  6. 35 Yrs

INSTALLMENT PREMIUM

Minimum:

 

Single Annual Semi-annual Monthly
Rs.30,000 Rs.12,000 Rs.6,120 Rs.1,032

 

Maximum: Corresponding to maximum Sum assured on Death of Rs. 25 lakhs on Death

Premium Bands

 

Band Band 1 Band 2 Band 3 Band 4
Annualized Premium# (in Rs.) Less than 50,000 50,000 to 99,999 1,00,000 to 1,99,999 2,00,000 & above

 

#Annualized premium shall be the premium payable in a policy year chosen by the policyholder, excluding the taxes, rider premiums, underwriting extra premiums and loadings for modal premiums, if any. Total Annualized Premiums payable is the sum total of annualized premium for the entire premium payment term as per the policy contract.

Brochure

T&C RockSolid Future

T&C RockSolid Future (POS)

Guaranteed Survival Benefit & Loyalty Addition Rates -
Pramerica Life RockSolid Future