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Entry Age ( as on last birthday)
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Minimum: 18 Years
Maximum: 55 Years
|
|
Maximum Age at Policy Expiry
|
65 Years
|
|
Policy Term
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10 Years to 30 Years
|
|
Premium Paying Term
|
Regular
|
|
Premium Paying Mode
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Yearly, Half Yearly
|
|
Sum Assured
|
Minimum: Rs 25,00,000
Maximum: No limit subject to underwriting
|
|
Minimum Annual Premium
|
Rs 4,000
|
Sample premiums
What are the premiums payable?
Sample premiums for a non-smoker, standard male life, entry age 35 Years and Sum Assured of Rs. 50,00,000 for a Policy Term of 20 Years,for an annual mode policies.
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Gender / Age
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Age 35
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Age 45
|
|
Male
|
Rs. 7,750
|
Rs. 17,600
|
|
Female
|
Rs. 6,200
|
Rs. 12,800
|
The above premium excludes service tax and education cess.
If premium payment mode is semi-annual, then multiply the above premiums by 0.52 to arrive at modal premium.
Tax benefits will be applicable as per prevailing tax laws. Tax laws are subject to change. Please consult your tax advisor for details.