Debt Fund
(ULIF00127/08
/08FIXEDIFUND140)

To generate steady returns at lower risk by investing in a range of debt securities.

Govt. Securities: 50% to 100%, Corporate Bonds: 0% to 50%, Money Market/Cash: 0% to 40%

Low

Liquid Fund
(ULIF00920/01
/11LIQUIDFUND140)

To generate steady return at lower risk by investing in a range of short-term debt/liquid money market securities

T-Bill/Money Market/Cash: 100%

Low

Balance Fund
(ULIF00227/08
/08BALANCFUND140)

To generate balanced returns by investing in debt securities to provide stability and by investing in equities to provide potentially enhanced returns through capital appreciation

Equity: 10% to 50%, Govt. Securities: 20% to 50%, Corporate Bonds: 0% to 50%, Money Market/Cash: 0% to 40%

High

Growth Fund
(ULIF00327/08
/08GROWTHFUND140)

To generate higher return through capital appreciation in long term by investing in a diversified portfolio of equities. Debt investment will provide some stability and diversification.

Equity: 40% to 80%, Govt. Securities: 10% to 30%, Corporate Bonds: 0% to 30%, Money Market/Cash: 0% to 40%

High

Large Cap Equity Fund
(ULIF00427/08
/08LARCAPFUND140)

To generate higher return through capital appreciation in long term from a portfolio invested predominantly in large cap equities.

Equity: 60% to 100%, Money Market/Cash: 0% to 40%

High

Discontinued Policy Fund
(ULIF01024/02
/11DISCONFUND140)

To generate steady return at lower risk when the policyholder surrenders the policy or discontinues premium payment during the lock in period. The currently prevailing minimum guaranteed rate of interest applicable to discontinued fund is 4% percent per annum

Govt Securities: 60% to 100%

Money Market/Cash: 0% to 40%

Low

Multi Cap Opportunities Fund
(ULIF01106/02
/18MULCAPOPPO140)

To generate capital appreciation for policyholders by dynamically investing across assets to capitalize on changing market conditions. The scheme aims to invest primarily in equities and to mitigate market volatility, in fixed income securities, including money market instruments. The investments will be market capitalization agnostic and will focus on growth oriented opportunities.

Equity: 50%-100%

Govt Securities & Corporate Bonds: 0%-30%,

Money Market Instruments/Cash: 0%-50%

Low

Pension Debt
(ULIF00509/02
/09PENDEBFUND140)

To generate steady return at lower risk by investing in a range of debt securities.

Govt. Securities & Corporate Bonds: 60% to 100%, Equity: Nil, Money Market/Cash: 0% to 40%

Low

Pension Balance
(ULIF00609/02
/09PENBALFUND140)

To generate balance return by investing in debt securities to provide stability and by investing in equities to provide potential to enhance the return through capital appreciation.

Govt. Securities & Corporate Bonds:20% to 90%, Equity: 10% to 40%, Money Market instruments/Cash:0% to 40%

High

Pension Growth Fund
(ULIF00709/02
/09PENGROFUND140)

To generate higher return through capital appreciation in long term by investing in a diversified equities. Debt investment will provide a little stability and diversification.

Govt. Securities & Corporate Bonds:0% to 60%, Equity: 40% to 80%, Money Market instruments/Cash: 0% to 40%

Very High

Pension Dynamic Equity Fund
(ULIF00809/02
/09PENDYEFUND140)

To generate higher return through capital appreciation in long term from a diversified equity portfolio

Government Securities & Corporate Bonds : Nil, Equity: 0% to 100%, Money Market instruments/Cash: 0% to 100%

Very High